DWP - Carers' Credit

You could get Carer’s Credit if you’re caring for someone for at least 20 hours a week.

Carer’s Credit is a National Insurance credit that helps with gaps in your National Insurance record. Your State Pension is based on your National Insurance record.

Your income, savings or investments will not affect eligibility for Carer’s Credit.

Eligibility:

To get Carer’s Credit you must be:

• aged 16 or over
• under State Pension age
• looking after one or more people for at least 20 hours a week

The person you’re looking after must get one of the following:

• Disability Living Allowance care component at the middle or highest rate
• Attendance Allowance
• Constant Attendance Allowance
• Personal Independence Payment daily living part
• Armed Forces Independence Payment
• Child Disability Payment (CDP) care component at the middle or highest rate
• Adult Disability Payment daily living component at the standard or enhanced rate

If the person you’re caring for does not get one of these benefits, you may still be able to get Carer’s Credit. When you apply, fill in the ‘Care Certificate’ part of the application form and get a health or social care professional to sign it.

You do not need to apply for Carer’s Credit if you:

• get Carer’s Allowance - you’ll automatically get credits
• get Child Benefit for a child under the age of 12 - you’ll automatically get credits
• are a foster carer - you can apply for National Insurance credits instead

Entitledto:

Visit the free, anonymous benefits calculator at Entitledto for information on income-related benefits, tax credits, contribution-based benefits, and more.

How to Apply:

For more information and to apply, visit Carer's Credit.

Resources:

• DWP: Get help with benefits and pensions if you have accessibility (Link)