Debt, budgeting and repayment advice

West Northamptonshire Council offers a free, confidential Debt and Money Advice Service for residents.

We can help you with:

• understanding your debt options and setting up payment plans
• managing your money and budgeting
• checking you are getting all the benefits you are entitled to
• filling in benefit claim forms and supporting you with appeals
• referring you to other organisations for wider support
• building your confidence to manage your finances using self-help tools

We work with specialist partners.

These include:

• Community Law Service - specialist debt advisers who can give full debt advice, contact creditors and explain insolvency options. Their service is free, independent and confidential, you can call 01604 621038 or email [email protected]
• Citizens Advice West Northamptonshire and Cherwell - free, confidential and impartial advice on financial, legal and social issues

Affordable saving and borrowing

Commsave Credit Union is a not-for-profit credit union. For over 30 years, it has helped people save regularly and borrow at affordable rates.

It offers savings accounts and loans. You can choose to save directly from your salary, any profits are paid back to members as dividends or invested in local community services.

National support

National Debtline offers free, confidential debt advice. Call on 0808 808 4000.

Money and Pensions Service funds free debt advice across England. You can find a local adviser using their Debt Advice Locator tool.

Last updated 27 March 2026