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Self-funder support

Self-funder support

If you have capital (savings and assets) worth £23,250 or over, or a weekly income high enough to pay for care home fees, you will not qualify for funding from the council. Instead, you will need to pay for your own care. This is called ‘self-funding’.

These financial limits are set by the government, not the council and apply to wherever you live in England.

You may need to pay for care at home or in a care home from your own funds if you:

  • have had a needs assessment and do not qualify for help from us
  • have chosen not to have a needs assessment to find out if you qualify for help
  • want to enhance your level of care at home or within a care home by paying a little more
  • must pay the full cost of your care but your money is tied up in property

Last updated 28 November 2025